Personal Banking

Consumer Lending

Mortgage and Consumer Loans

Whether you're looking to buy a home or build, refinance or expand, Century Savings Bank can help. From Conventional Mortgages to Home Equity Loans and Lines of Credit, we offer customized solutions that fit your plans and budget. We maintain and service all of our loans in-house, giving you the peace of mind that your loan will not be sold and our experienced lending specialists will personally oversee every phase of the loan process.

Enjoy:

• Great Rates
• No hidden fees
• Personalized Attention
• Local Decision Making
• A dedicated team of loan specialists to assist you from start to finish

Our loan products include:
Residential Mortgage Loans
Bi-Weekly Mortgage 
Home Equity Loans
Home Equity Line of Credit
Automobile Loans
Mobile Home Loans
Certificate of Deposit/Passbook Collateral Loans
Overdraft Protection

Residential Mortgage Loans

Are you looking to purchase or build your dream home? Maybe you'd like to renovate your current home or refinance your adjustable rate mortgage to a fixed rate. Whatever your need, we can help.

We offer loans for home purchase, refinancing, construction-permanent financing, and first time home buyers.

Please call today to speak to one of our experienced lending specialists and put a community bank to work for you.

Bi-Weekly Mortgage

Want to save a significant amount of interest? Does paying off your mortgage sooner appeal to you? Then our Bi-Weekly Mortgage loan might be right for you. It is a practical and easy way to save on interest and accelerate the repayment of your mortgage loan. It's simple and you can find out more by calling one of our experienced lending specialists today.

Home Equity Loans

No matter what you use the money for, you can feel good about getting a home equity loan.
Benefits:

• Get all your cash up front
• Enjoy a fixed rate for the life of the loan
• Rest easy with predictable monthly payments
• Save money with a lower interest rate than most other loans and credit cards
• Tax deductibility of interest*
  *consult your tax advisor

Please call today to speak to one of our experienced lending specialists and put a community bank to work for you.

Home Equity Line of Credit

Get all the benefits of a home equity loan with the convenience and flexibility of a credit line.
Pay for home improvements, debt consolidation or any large purchases and repay on flexible terms.

Please call today to speak to one of our experienced lending specialists and put a community bank to work for you.

Automobile Loans

Whether it's a Porsche or a minivan, we can help to make that new or used car dream a reality.

You can find out more by calling one of our experienced lending specialists today.

Mobile Home Loans

We offer competitive financing rates and terms for new or used mobile home purchases.

Call one of our experienced lending specialists for details.

Certificate of Deposit/Passbook Collateral Loans

Need that special "something" but don't want to touch your savings? Our Certificate of Deposit/Passbook Collateral Loans can make it happen. Our competitive loan rates and terms let your money continue to work for you by pledging your certificate or passbook as collateral for the loan. (Normal underwriting standards apply.)

Call one of our experienced lending specialists for details.

Overdraft Protection

We offer a practical, secure and cost effective way to cover overdrafts on your Century Savings Bank checking account.

Learn how to take advantage of our Overdraft Protection program by calling one of our experienced lending specialists  for details.