Personal Banking

Certificates of Deposit and
Individual Retirement Accounts

Smart Ways to build funds for your future

Certificates of Deposit

Set your term and plan your return. Our CDs are easy to establish and offer the peace of mind of FDIC insurance. We offer a variety of competitive yields and terms to meet your individual needs.

• Terms available from 91 days to 60 months
• Minimum of $500.00 to open account
• Competitive rates

Individual Retirement Accounts (IRA's)

Looking for ways to save for your retirement years? Consider our Traditional and Roth IRA's. Combine security with greater earning potential.

Traditional and Roth IRA's

Traditional IRA

• Certificates of Deposit available for 12, 24 and 48 month terms.
• Competitive rates
• Taxes deferred on earnings until withdrawn
• Contributions can be tax-deductible*
  *Consult your tax advisor. Certain restrictions may apply.

Roth IRA

• Certificates of Deposit available for 12, 24 and 48 month terms.
• Competitive rates
• Non-deductible investment*
• Allows tax-free withdrawals for specific reasons after 5 year holding period and attaining age 59½
  *Consult your tax advisor. Certain restrictions may apply.