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Certificates of Deposit and Individual Retirement Accounts

Smart Ways to build funds for your future

Certificates of Deposit

Set your term and plan your return. Our CDs are easy to establish and offer the peace of mind of FDIC insurance. We offer a variety of competitive yields and terms to meet your individual needs.

  • Terms available from 91 days to 60 months
  • Minimum of $500.00 to open account
  • Competitive rates

Individual Retirement Accounts (IRA's)

Looking for ways to save for your retirement years? Consider our Traditional and Roth IRA's. Combine security with greater earning potential.

Traditional and Roth IRA's

Traditional IRA

  • Certificates of Deposit available for 12, 24 and 48 month terms.
  • $100 minimum to open an account
  • Competitive rates
  • Simple interest paid quarterly
  • Taxes deferred on earnings until withdrawn
  • Deposits (contributions) are allowed at any time
  • Contributions can be tax-deductible*
    *Consult your tax advisor. Certain restrictions may apply.

Roth IRA

  • Certificates of Deposit available for 12, 24 and 48 month terms.
  • $100 minimum to open an account
  • Competitive rates
  • Simple interest paid quarterly
  • Deposits (contributions) are allowed at any time
  • Non-deductible investment*
  • Allows tax-free withdrawals for specific reasons after 5-year holding period and attaining age 59½*
    *Consult your tax advisor. Certain restrictions may apply.
Rates
Checking, Savings, Money MarketsCDLoans

Century Checking Plus $300.00 0.15%

Statement Savings Plus $100.00 0.25%

Money Market Plus $100,000+ 0.35%

Fee Schedule

   

 

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