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Checking Accounts

Century Savings Bank has checking accounts designed to fit your financial needs. We believe that checking accounts should offer more value, greater convenience and fewer fees.

All Century checking accounts include:

Products

Consumer Checking Plus 
(A New Jersey Consumer Checking Account)

Consumer Checking Plus is the perfect solution for simple, worry-free checking.

Features

  • Minimum amount of $50 to open an account
  • No minimum balance requirement
  • No monthly service fee
  • Unlimited check writing privileges


Century Checking Plus

Features

  • Minimum amount of $300 to open an account
  • Minimum balance of $300 required to avoid monthly service fee*
  • Minimum balance of $300 to obtain Annual Percentage Yield (APY)
  • Interest compounded and credited monthly
  • Unlimited check writing privileges
    *$5 monthly fee if balance falls below $300 on any day of the statement cycle

 

Student Checking Plus
(for Students 18 years or older)

Whether class is around the corner or across the country, Student Checking Plus is the perfect solution for simple, worry-free checking with lots of extras.

Features

  • Minimum amount of $50 to open an account
  • No minimum balance requirement
  • No monthly service fee
  • Unlimited check writing privileges
  • First overdraft forgiven

 

55 Plus Checking

55 Plus Checking from Century Savings Bank is reserved for those age 55 or older! No minimums, lots of extras and you earn interest on your balance.

Features

  • No monthly service fee
  • Minimum amount of $50 to open an account
  • Minimum balance of $300 to obtain Annual Percentage Yield (APY)
  • Unlimited check writing privileges
  • Interest compounded and credited monthly
  • FREE Overdraft Protection Transfer
  • NO FEE money orders, cashiers checks and stop payments
  • FREE notary and signature guarantee service
  • FREE initial supply of safety paper style checks or equivalent discount


Money Market Plus

Build your savings with a competitive interest rate and get easy access to your funds.

Benefits:

Earn interest the way you want. Tiered interest rates allow you greater earning power.
Enjoy the flexibility of no monthly maintenance fee when minimum balance is maintained.

  • Minimum balance of $1500 required to avoid monthly service fee*
  • Minimum balance of $1500 to obtain Annual Percentage Yield (APY)
  • Tiered interest rates to maximize your earnings
  • Unlimited number of deposits
  • Unlimited number of in person withdrawals
    *$15.00 monthly fee if balance falls below $1500 on any day of the statement cycle

 

Rates
Checking, Savings, Money MarketsCDLoans

Century Checking Plus $300.00 0.15%

Statement Savings Plus $100.00 0.25%

Money Market Plus $100,000+ 0.35%

Fee Schedule

   

 

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