Loans

Types of Personal Loans

Whether you’re looking to buy a home or build, refinance or expand, Century Savings Bank can help. From Conventional Mortgages to Home Equity Loans and Lines of Credit, we offer customized solutions that fit your plans and budget. We maintain and service all of our loans in-house, giving you the peace of mind that your loan will not be sold and our experienced lending specialists will personally oversee every phase of the loan process.

Features

  • Great Rates
  • No hidden fees
  • Personalized Attention
  • Local Decision Making
  • A dedicated team of lending specialists* to assist you from start to finish

*Click to view Safe Act-NMLS Numbers

Residential Mortgage Loans

Are you looking to purchase or build your dream home? Maybe you’d like to renovate your current home or refinance your adjustable rate mortgage to a fixed rate. Whatever your need, we can help.

We offer loans for home purchase, refinancing, construction-permanent financing, and first time home buyers.

Bi-Weekly Mortgage

Want to save a significant amount of interest? Does paying off your mortgage sooner appeal to you? Then our Bi-Weekly Mortgage loan might be right for you. It is a practical and easy way to save on interest and accelerate the repayment of your mortgage loan.

Home Equity Loans

No matter what you use the money for, you can feel good about getting a home equity loan.

Benefits:

  • Get all your cash up front
  • Enjoy a fixed rate for the life of the loan
  • Rest easy with predictable monthly payments
  • Save money with a lower interest rate than most other loans and credit cards
  • Tax deductibility of interest*

*consult your tax advisor

Contact a Lender
Get all the benefits of a home equity loan with the convenience and flexibility of a credit line.
Pay for home improvements, debt consolidation or any large purchases and repay on flexible terms.

Please call our Lending Department today to speak to one of our experienced lending specialists and put a community bank to work for you.

Contact a Lender

Need that special “something” but don’t want to touch your savings? Our Certificate of Deposit/Savings Collateral Loans can make it happen. Our competitive loan rates and terms let your money continue to work for you by pledging your certificate or savings account as collateral for the loan. (Normal underwriting standards apply.)

Call our Lending Department and speak to one of our experienced lending specialists for details.

Contact a Lender

Still have questions?

Browse our FAQs for answers to some of the most common questions people have about loans. Don’t see your question listed? Contact our Lending Specialists.

Loan FAQs
Visit a branch to open your account today

How can I contact the Lending Department?

We maintain and service all of our loans in-house, giving you the peace of mind that your loan will not be sold and our experienced lending specialists will personally oversee every phase of the loan process.